Getting a pool fence installed around your outdoor backyard pool is important for several reasons. Of course, it is an essential means for keeping your kids and their friends safe, so they cannot even accidently get into the water when the pool not supervised. Another reason that you should have fencing around your pool is that your home insurance will require it. That’s because having this safety barrier will reduce liability should anything go wrong. So what are the specific requirements for what yours should look like? The short answer is that is depends on where you live and on what insurance company you are with. However, there are some more specific aspects of your pool fence that your insurance company may have specific regulations on.
The height of the pool fence
In general, it is required that your fence be at least 48 inches in height. However, some policies will require a higher height. For example, you may have to get a pool fence that is at least 6 feet tall. You may encounter a problem here if you Homeowner’s Association (HOA) or whatever organization it is that regulates your property does not allow you to have a pool fence this high. Keep in mind that only some insurance companies require that you have this higher height.
You may be required by your insurance to follow certain codes about the gate used within the fence. Often insurance companies will ask that you put a lock on the gate, in order that the pool fence will be truly secure. As well, the must open away from the pool, and the latch to open it have to be 54 inches above the ground at the least. The specifics may differ depending on your area and insurance, of course.
The spacing between the vertical and horizontal bars
The common regulation is that there be at least 45 inches between the bottom horizontal bar and the top one. The bottom horizontal bar should also be less than 4 inches away from the ground. As well, there should be no less than 2 inches and no more than 4 inches space between each vertical bar of the fence. These regulations have been put in place in order to ensure that no one can successfully jump over the fence. As with other elements of insurance requirements, the specifics may differ depending on your coverage.